The toolkit
Run the numbers yourself
Every tool here runs in your browser. Nothing is sent anywhere, nothing needs an account, and none of it is a lead-generation form dressed up as a calculator. Your inputs save locally so the numbers are still there when you come back.
01 · Finance
College savings
What college actually costs the year your kid enrolls, and the monthly number that covers it.
Open 02 · FinanceLife insurance
How much term coverage your family needs, using the DIME method rather than a rule of thumb.
Open 03 · FinanceFIRE number
Your financial independence target, when you would reach it, and whether you have already hit Coast FIRE.
Open 04 · ParentingChore & allowance tracker
Weekly chore ledger for each kid. Saves locally, settles up on Sunday, ends the argument.
Open 05 · FinanceNet worth tracker
Assets, debts and the trend line over time. No bank linking and no account.
Open Why local-only matters here. Financial calculators are the most common
lead-capture funnel on the internet — you enter your net worth and income, and within a
week you're getting called by someone selling annuities. These don't have a backend to
send anything to.